Last updated November 14, 2026. Written in plain English.
Who you're buying from. Frantz Vardman Shop is run by Frantz Vardman. Products in the J & F Studios · CHICO section are made by J & F Studios LLC and sold here with its permission.
What you get. Digital files: spreadsheets, PDFs, Word templates, wallpapers and source code. Nothing is shipped. After you pay, you're sent straight to a download page that works for 30 days.
How you can use it. Each purchase gives you a personal license to use the files for yourself or your own business, including filling in and printing templates as often as you like. You can't resell, share, upload or give away the files themselves. Source code products come with their own license in the README, which explains what you can build and publish with them.
Not professional advice. Guides, templates and spreadsheets give general information and do math on what you enter. They aren't legal, tax, financial or insurance advice. For decisions with real money or contracts on the line, talk to a qualified professional.
Production services. "Request a quote" listings are custom work by J & F Studios. Price, timing and rights for custom work are agreed by email before any payment.
Prices and payments. Prices are in US dollars. Payments are processed by Stripe; the charge shows on your statement as FRANTZ VARDMAN SHOP.
Because files are delivered instantly, sales are final. But if a file won't open, is damaged, or isn't what the listing describes, email us within 14 days with your Stripe receipt. We'll fix it or send a working file, and if we can't, you get a full refund. Bought something twice by mistake? We'll refund the duplicate.
Email the shop. Please include your Stripe receipt for anything about an order.